In today’s litigious society, personal umbrella coverage is an affordable way for every policyholder to have reliable protection and reduced liability. Home and auto insurance policies have coverage limits. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy can kick in and provide you with the additional protection when you need it the most. Whether you’re a homeowner, drive a car, motorcycle, boat, ATV, or RV, umbrella insurance in Brentwood, CA should be considered.
Personal umbrella insurance is one of the most commonly overlooked policies. However, in the case of a catastrophic financial event, it could be the best line of defense you will have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages beyond the liability coverage provided by your homeowners and auto insurance policies. In such a dire situation, having an umbrella policy can protect your home, vehicle, future wages, and all of your assets from being used to pay for the expenses.
When a catastrophic accident happens, you may need to exhaust your current insurance policies. Once the liability limits have been reached on your home, auto, watercraft, or other policy, your umbrella policy takes over and provides a second layer of protection. Umbrella insurance can cover a number of disasters, including:
- Car accidents
- Accidental injuries on your property
- Dog bites (subject to the policy)
- Accidents involving your boat, ATV, or another recreational vehicle
- Golf course injuries
- Defense fees and other legal costs
- Personal coverage for claims of libel, slander, and more
The policy covers not just you, but your spouse and family members living in your household, anywhere in the world. Umbrella coverage can be added to personal homeowners and auto policies, making it easy for you to acquire and maintain coverage.
Since umbrella insurance in Brentwood, CA can do so much to protect your family and finances, why settle for anything less than a perfect policy? At Jack Stone Insurance Agency, we are committed to the safety and security of you, your family, and assets. This is why we work with you to craft the right policy that protects all of your interests. When you work with us, you can rest easy knowing you are well-protected with umbrella coverage.