Jan 28, 2021
Umbrella Insurance: Getting Full Coverage for Your Insurance NeedsWhile more than 90% of American homeowners have home insurance coverage, about two-thirds of them lack adequate coverage, says the Insurance Information Institute (III). Apart from property damage and theft, a home insurance policy covers some third-party property damage and bodily injuries that happen...
Jan 21, 2021
Annual Insurance Review Checklist: Things You Need to ConsiderAccording to the Insurance Information Institute (III), you should review your insurance needs at least once every year to identify and fill any gaps in your insurance policies and adjust your coverage amounts to avoid over insurance. For example, if your home value has depreciated, you may need to lower...
Jan 14, 2021
How Has COVID-19 Affected the Auto Insurance Industry?The impact of the coronavirus has reverberated across numerous industries. Due to movement restrictions, auto insurance is one of the sectors hit directly by the pandemic. Pandemic-related measures have led to a significant reduction in total mileage covered, affecting premium payment and auto insurance...
Jan 07, 2021
4 Tips to Maximize the Benefits of Your Renters InsuranceData from the National Association of Insurance Commissioners (NAIC) shows that the cost of renters insurance in the U.S. currently ranges between $15 and $30 per month, depending on factors such as the size of the rental unit and its location. However, despite its relatively low cost, only about 44%...
Dec 30, 2020
What Are the Elements That Define a Whole Life Insurance Policy?If you're thinking of purchasing a whole life insurance policy, you should first understand the essential elements of life insurance, especially whole life insurance coverage. Knowing the elements that make up a whole life insurance policy will not only ensure you get the best coverage but will also...
Dec 23, 2020
Know What to Expect During a Car Insurance Claim ProcessCar insurance claims are among the most common types of insurance claims in the U.S. The Insurance Information Institute reports that P&C, which includes auto, raised $637.7 billion in premiums in 2019. The number of registered vehicles in the United States is about 280 million, as reported by Statista,...
Dec 10, 2020
Here's What You Need to Do to Protect Your Holiday Gifts This SeasonAs noted in a recent C+R Research report, nearly 40% of Americans had been victims of porch piracy at least once before the outbreak of the COVID-19 pandemic. Moreover, around 23 million Americans have also had their holiday decorations stolen or vandalized. During this year's holidays, porch piracy...
Dec 04, 2020
5 Things to Remember While Winterizing Your HomeDuring winter, your home is at risk of winter damage brought about by frozen pipes, ice dams, falling trees, and winter storms, and such damage can harm you financially. For example, according to the National Centers for Environmental Information (NCEI), the U.S. economy loses about $2.9 billion per...
Nov 19, 2020
Top 3 Mistakes in Buying Homeowners InsuranceWe all make mistakes in life. We're only human. However, when we're taking out insurance coverage, it's important that we are mindful not to make common mistakes. Unfortunately, that's easier said than done. When you are choosing homeowners insurance in Antioch, CA, it's easy to focus on price or undervalue...
Nov 17, 2020
Thanksgiving Safety Tips for HomeownersThanksgiving is right around the corner, and for most of us, that means a time of joy and to be grateful for what we have. It also signifies the start of the holiday season with good food and quality family time. While this year has affected so many of us in so many different ways, now is the time to...
