Apr 15, 2021
Will My Auto Insurance Policy Cover Off-Road Driving?In the U.S., most auto insurance policies only cover "normal usage" of road-legal vehicles, which means driving on the highway. However, Americans love off-road driving. To give you an idea, the U.S. off-road vehicles market was worth around $9 billion in 2017 and has been growing steadily since then,...
Apr 08, 2021
Why Do You Need a Classic Car Insurance?Classic car insurance offers specialized coverage options that are tailored to address the classic car owners' needs. The defining feature of classic car insurance, however, is agreed value coverage. Agreed value coverage means that, unlike regular cars that are mainly valued by insurers based...
Mar 25, 2021
Auto Insurance for Unlicensed DriversHow to Get Auto Insurance Without a License You may find that you don't have a driver's license but you need car insurance. Is it possible to get auto insurance without holding a driver's license? Today, we're going to explain everything you need to know about getting auto insurance...
Mar 18, 2021
All You Need to Know About Umbrella InsuranceAccording to the Insurance Information Institute (III), even though most American homeowners carry home insurance, nearly two-thirds lack the coverage they would need if they suffered a major disaster. The solution is to purchase umbrella insurance, which is extra coverage that policyholders can add...
Mar 11, 2021
Understanding Proof of Loss for Insurance ClaimsOne of the most important lessons in filing insurance claims for business reimbursement is that you must present proof of loss. The same applies to personal claims. Here are essential points to know about what proof of loss is and how you must present it. How Proof of Loss is Defined Whenever you...
Mar 04, 2021
The Role of Insurance Riders in a Homeowners PolicyEndorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners...
Feb 25, 2021
Ten Essential Upgrades that Can Lower your Home Insurance CostsWhile renovating your home is a great way to increase its value, many of the improvements that boost your home's value can also render your current home insurance inadequate and thus expose you to losses. Conversely, some changes can lead to lower insurance premiums. Here are 14 home changes that your...
Feb 18, 2021
14 Interesting Facts about the Month of FebruaryOne of the famous facts about February is that it's the shortest month of the year, with 28 and 29 days in common and leap years, respectively. The much-celebrated Super Bowl of the National Football League (NFL) that happens on every first Sunday of February also stands out for most American sports...
Feb 11, 2021
Important Heater Safety Tips in Brentwood, CAAccording to the Weather Atlas, Brentwood, CA experiences some of its lowest temperatures in January, with average low temperatures of about 3.9°C. This is when patio heaters come in handy. Patio heaters improve the ambiance of your backyard and keep it warm throughout the year. During COVID-19,...
Feb 04, 2021
Ten Ways to Build Your Morale While Working from HomePer the Society of Human Resource Management (SHRM), lack of morale is one of the greatest contributors to low productivity at work. While it's easier to boost morale when working on the company premises, it may be more difficult for employees working remotely. This is mainly due to the isolation and...
