Jun 10, 2021
8 Reasons Why You Need Umbrella InsuranceWhat Is Umbrella Insurance? An umbrella insurance policy provides additional protection beyond the coverage limits of your existing policies. The policy also provides for claims that may not be included in your liability policies. Umbrella insurance provides coverage for injuries, property damage, certain...
Jun 03, 2021
What You Need to Know about Car Insurance ChecksThere are so many questions involved in choosing an insurance policy for your automobile. It is essential to properly understand the terms, conditions, and policies of your automobile insurance. To help you understand what car insurance checks are all about, the following are the answers to some of the...
May 13, 2021
A Quick Guide to Earthquake Insurance in CaliforniaMost people don't talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren't covered in standard homeowners insurance plans. Here's a look at why all California homeowners need a disaster plan that includes earthquake...
May 06, 2021
All You Need to Know About Finding the Right Condo InsuranceFinding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of coverage...
Apr 29, 2021
Will My Condo Insurance Policy Cover Water Damage?As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it's typically your responsibility and not the HOA's (Homeowners Association). Does Condo Insurance...
Apr 22, 2021
All You Need to Know About RV Insurance PolicyIf you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58...
Apr 15, 2021
Will My Auto Insurance Policy Cover Off-Road Driving?In the U.S., most auto insurance policies only cover "normal usage" of road-legal vehicles, which means driving on the highway. However, Americans love off-road driving. To give you an idea, the U.S. off-road vehicles market was worth around $9 billion in 2017 and has been growing steadily since then,...
Apr 08, 2021
Why Do You Need a Classic Car Insurance?Classic car insurance offers specialized coverage options that are tailored to address the classic car owners' needs. The defining feature of classic car insurance, however, is agreed value coverage. Agreed value coverage means that, unlike regular cars that are mainly valued by insurers based on age...
Mar 25, 2021
Auto Insurance for Unlicensed DriversHow to Get Auto Insurance Without a License You may find that you don't have a driver's license but you need car insurance. Is it possible to get auto insurance without holding a driver's license? Today, we're going to explain everything you need to know about getting auto insurance in Antioch,...
Mar 18, 2021
All You Need to Know About Umbrella InsuranceAccording to the Insurance Information Institute (III), even though most American homeowners carry home insurance, nearly two-thirds lack the coverage they would need if they suffered a major disaster. The solution is to purchase umbrella insurance, which is extra coverage that policyholders can add...
