Mar 22, 2022
What Does A Flood Insurance Policy Transfer or Assumption Mean?A homeowner trying to escape a high-risk flood zone can make their property more attractive by offering a flood insurance policy transfer to the buyer. Here are the advantages and disadvantages of offering a flood insurance transfer to the next homeowner when moving to a new location. Is Flood Insurance...
Dec 29, 2021
Are You Covered for an Earthquake If You Own a Condo?Condo owners, especially those in California, have often been at a loss when it comes to finding and purchasing earthquake insurance for their homes. For many years, purchasing earthquake insurance coverage was impossible for condo owners. You had to rely on your HOA or other management organization...
Oct 27, 2021
Being Dishonest on Your Insurance Application Will Void Your PolicyInsurance companies take on a lot of financial risks to secure your policies. In return for them taking such a large risk, they rely on their clients to be as honest as possible when filling out applications and providing valuable information they will need to secure your policies. Whether intentional...
Oct 06, 2021
Important Facts about Earthquake Insurance: What You Need to KnowThousands of earthquakes happen around the world each year. If you live near a fault line, you should make sure you have proper earthquake insurance. It likely is not included in your basic homeowners insurance plan, especially if you live in an area prone to regular seismic activity. Here are important...
Aug 18, 2021
A Quick Guide to Motorcycle Insurance in CaliforniaWith over 800,000 motorcycles registered in California, according to DMV data, the Golden State is home to most motorcyclists in America. If you decide to join this list, you will need the right amount of motorcycle insurance. Here is what you need to know about motorcycle insurance in 2021 and compliance...
Aug 11, 2021
What You Need to Know About Insurance Endorsements and RidersRiders and endorsements are additional forms of coverage you can purchase to supplement an insurance policy and fill in any gaps in your coverage. These additions can be purchased when you first buy your policy or added when you renew. In some situations, you may be able to buy them at any time, depending...
Jul 29, 2021
The Basics of Motorcycle Insurance: What You Need to KnowYour motorcycle is your pride and joy. You've spent time building the bike of your dreams through customization and addition of aftermarket or fabricated parts. Now you need to make sure that your motorcycle is adequately insured so that your hard-earned money is not wasted in the event of an unfortunate...
Jul 22, 2021
What You Need to Know about Insuring Your TrailerTrailers come in many different sizes and serve several different purposes. Certain types of toy haulers that consist of a camper and a cargo area are common forms of recreational trailers. Trailers that are fully loaded will require more insurance. You can choose to insure your trailer with a separate...
Jun 24, 2021
Essential Tips for Re-evaluating Your Motorcycle InsuranceAs a motorcycle owner, choosing the right insurance policy for your motorcycle is very important. It is not unusual to make the mistake of overlooking insurance matters as long as your prized ride remains road-worthy and without damage. However, re-evaluating or updating your motorcycle insurance can...
May 13, 2021
A Quick Guide to Earthquake Insurance in CaliforniaMost people don't talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren't covered in standard homeowners insurance plans. Here's a look at why all California homeowners need a disaster plan that includes earthquake...
