May 06, 2021
All You Need to Know About Finding the Right Condo InsuranceFinding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of...
Apr 29, 2021
Will My Condo Insurance Policy Cover Water Damage?As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it's typically your responsibility and not the HOA's (Homeowners Association). Does Condo Insurance...
Apr 22, 2021
All You Need to Know About RV Insurance PolicyIf you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58...
Mar 11, 2021
Understanding Proof of Loss for Insurance ClaimsOne of the most important lessons in filing insurance claims for business reimbursement is that you must present proof of loss. The same applies to personal claims. Here are essential points to know about what proof of loss is and how you must present it. How Proof of Loss is Defined Whenever you...
Feb 11, 2021
Important Heater Safety Tips in Brentwood, CAAccording to the Weather Atlas, Brentwood, CA experiences some of its lowest temperatures in January, with average low temperatures of about 3.9°C. This is when patio heaters come in handy. Patio heaters improve the ambiance of your backyard and keep it warm throughout the year. During COVID-19,...
Feb 04, 2021
Ten Ways to Build Your Morale While Working from HomePer the Society of Human Resource Management (SHRM), lack of morale is one of the greatest contributors to low productivity at work. While it's easier to boost morale when working on the company premises, it may be more difficult for employees working remotely. This is mainly due to the isolation and...
Jan 21, 2021
Annual Insurance Review Checklist: Things You Need to ConsiderAccording to the Insurance Information Institute (III), you should review your insurance needs at least once every year to identify and fill any gaps in your insurance policies and adjust your coverage amounts to avoid over insurance. For example, if your home value has depreciated, you may need to lower...
