Understanding Flood Insurance Coverage: Do Heavy Rains Qualify?

Flooding caused by heavy rains can be a significant concern for homeowners, especially those in areas prone to flooding. Floods can cause extensive damage to your property and possessions, and without proper coverage, you could be left with significant financial losses. In this blog, we’ll answer whether flood insurance covers heavy rains and help you understand the coverage and exclusions

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Will My Pet Insurance Coverage Reimburse Me for Cremation?

When your pet passes away, you might be concerned about the expenses of your pet’s funeral and cremation. A pet insurance policy helps cover the costs of a pet’s medical care, but does it cover cremation and related expenses? Let’s discuss. What Is Pet Cremation? Pet cremation is the process of burning a pet’s remains to ashes. It is often

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Factors That Impact Pet Insurance Premium Costs

Pet insurance coverage will help cover the expenses of veterinarian care should your pet get hurt or become ill. Like any health insurance, the price of the premium is based on several variables, including the breed of your pet and its age. Here is a closer look at four such factors that impact how much your pet insurance premium will

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How Does Flood Insurance Differ from Water Backup Coverage?

As you all know that a standard homeowners’ insurance policy won’t cover flood damage and for that, you need to buy a flood insurance endorsement. However, it can cover water damage caused by a failed washing machine or burst pipe. Most homeowners ignore buying water backup coverage, considering this and water damage coverage is the same. However, unfortunately, they are

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Costs and Coverage Requirements for California Flood Insurance

California does not require a homeowner to carry insurance on their house or personal property. Lenders who offer mortgages, however, do require it. In most cases, homeowners in California will do whatever they can to protect their homes and belongings. This includes purchasing flood insurance in addition to your homeowners policy. If you don’t purchase a homeowners policy and the

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Breaking down the Cost of Earthquake Insurance in California

Homeowners insurance doesn’t typically cover earthquakes. So as a California homeowner, you should carry earthquake insurance if your property is to be fully protected. On average, in California, earthquake insurance costs $3.54 for every $1,000 of insurance coverage. This means to insure your single-family home at a $600,000 replacement cost, you’ll need to pay $2,124 in annual premium. In general,

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Answers to the 5 Most Frequently Asked Questions About Condo Insurance

From an insurance perspective, condominium ownership differs from other types of home ownership in a few key ways. So, if you just bought a new condo, you may have a few condo insurance FAQs about how the coverage works. Read on to find the answers that can help you decide the best way to protect yourself. What to Know About

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7 Reasons You Should Buy Pet Insurance

Pet insurance is becoming more popular for fur baby parents who want to protect their animals just like they protect the rest of the family. With the cost of owning a pet rising along with everything else, it stands to reason that insuring your animals is a wise investment. Pet insurance offers many different types of coverage that will cover

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Filing an Insurance Claim After an Earthquake

Living through an earthquake can be a scary experience. Once you check your family and pets to ensure everyone is in good shape, your next thoughts go to your property. It can be difficult to see the damage, so you may not even realize all of the things that could be wrong. As soon as the dust settles, you need

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