Insurance

With over 800,000 motorcycles registered in California, according to DMV data, the Golden State is home to most motorcyclists in America. If you decide to join this list, you will need the right amount of motorcycle insurance. Here is what you need to know about motorcycle insurance in 2021 and compliance within the state of California. What California Requires To

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Riders and endorsements are additional forms of coverage you can purchase to supplement an insurance policy and fill in any gaps in your coverage. These additions can be purchased when you first buy your policy or added when you renew. In some situations, you may be able to buy them at any time, depending on the type of policy. Understanding

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Your motorcycle is your pride and joy. You’ve spent time building the bike of your dreams through customization and addition of aftermarket or fabricated parts. Now you need to make sure that your motorcycle is adequately insured so that your hard-earned money is not wasted in the event of an unfortunate accident. However, first of all, you need to understand

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Trailers come in many different sizes and serve several different purposes. Certain types of toy haulers that consist of a camper and a cargo area are common forms of recreational trailers. Trailers that are fully loaded will require more insurance. You can choose to insure your trailer with a separate policy or use your other vehicle’s existing insurance policy to

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As a motorcycle owner, choosing the right insurance policy for your motorcycle is very important. It is not unusual to make the mistake of overlooking insurance matters as long as your prized ride remains road-worthy and without damage. However, re-evaluating or updating your motorcycle insurance can offer added benefits to ensure that you continually enjoy the best value of your

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Most people don’t talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren’t covered in standard homeowners insurance plans. Here’s a look at why all California homeowners need a disaster plan that includes earthquake insurance. What Earthquake Insurance Covers Dwelling – The foundation, the entire structure of your

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Finding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of coverage available for damages to common areas and outside walls. Your condo may have a

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As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it’s typically your responsibility and not the HOA’s (Homeowners Association). Does Condo Insurance Policy Cover Water Damage? Your condo insurance policy water coverage will generally cover water

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If you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58 million worth of losses. You should purchase the right RV insurance for your

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