Feb 15, 2022
12 Tips to Stay Safe During an EarthquakeLarge earthquakes typically cause property damage, bodily injuries, and fatalities. Therefore, whether you live in a seismic hazard zone or not, you should take all the necessary measures to stay safe during an earthquake. Here are 12 essential earthquake safety tips to get you started. Fasten Large,...
Jan 26, 2022
What to Know Before Buying a CondoCondominiums, aka condos, are attractive investment opportunities for people who want to own property and share community amenities. If you don't mind close neighbors and want to save money on buying a home, a condo might be the solution to your dreams. Here's a look at the steps involved with buying...
Jan 19, 2022
What Can I Do If My Homeowner's Claim Is Denied?When you file a claim against your homeowners' insurance policy, you normally have a good reason to do so. However, there are times when claims are denied, and it is up to you to figure out why. It may be an error in the paperwork, or there could be something in the policy that you didn't realize was...
Jan 12, 2022
Five Biggest Renters Insurance Mistakes and How to Avoid ThemRenters insurance protects a tenant from liability claims and property damage emanating from perils such as theft, vandalism, fire, and some natural disasters. Despite this, only about 40% of tenants in the U.S. have this coverage. While some are just oblivious of their insurance needs, others have intentionally...
Jan 05, 2022
A Look at Your Car's Modification Effects on Car InsuranceMany people opt to add custom features to their vehicles to express their creativity. However, adding those modifications will likely alter your auto insurance policy. Here's a look at how modifications impact car insurance. You have the freedom to personalize your vehicle to align with your style....
Dec 29, 2021
Are You Covered for an Earthquake If You Own a Condo?Condo owners, especially those in California, have often been at a loss when it comes to finding and purchasing earthquake insurance for their homes. For many years, purchasing earthquake insurance coverage was impossible for condo owners. You had to rely on your HOA or other management organization...
Dec 22, 2021
Homeowners Insurance: What Is an "Act of God"?Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an 'Act of God.' Defining an "Act of God" An "Act of God" is an event that occurs directly because of a force of nature...
Dec 15, 2021
Parking Your Car on the Road Without Insurance? Here's What You Need to KnowEvery state has mandatory car insurance requirements. Although it may be different for each state, the basic premise is still the same. If you own a vehicle and it is registered with the state, it also must be insured. Even if you don't drive it much or keep it in the garage for the majority of the year,...
Dec 08, 2021
5 Important Emergency Life-Saving Tips You Should KnowAn emergency will take you by surprise and will require some quick thinking. You will need to react quickly to get things under control. If someone gets severely injured, time is of the essence. With a little training, you will know what to do in any situation and may actually play an integral role in...
Nov 17, 2021
Thinking of Bundling Car and Home Insurance? Here's What You Should KnowTo attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling...
