OUR BLOG

Oct 09, 2024

Securing home insurance can be a challenge if you have bad credit. Traditional insurance companies often use credit scores as a factor in determining rates and eligibility, which can make it difficult to find affordable coverage. However, having bad credit doesn't mean you're completely out of options....

May 15, 2024

A swimming pool can transform your backyard into a luxurious oasis, providing endless hours of enjoyment and relaxation for you and your family. However, along with the joys of pool ownership come potential risks and liabilities that can affect your homeowners insurance policy. Let's explore how swimming...

May 08, 2024

For many, musical instruments are not just possessions but cherished tools of expression and creativity. However, what happens if these instruments are damaged, lost, or stolen? Does homeowners insurance cover musical instruments? Let's continue reading to explore whether your homeowners insurance provides...

Dec 27, 2023

Rodent infestation is a matter of great concern for homeowners. Besides causing health risks, rodent damage can set you back financially. While, typically, homeowners insurance does not cover the damage that rodents cause to your home and belongings, there may be a few instances when your homeowners...

Nov 15, 2023

Homeowners insurance is a crucial shield that protects your most significant investment – your home. However, navigating the insurance world can be overwhelming, especially when faced with unfamiliar jargon. Understanding key terms is essential to make informed decisions about your coverage. In this...

Oct 25, 2023

Owning a home is a milestone achievement but comes with its fair share of responsibilities. One often overlooked aspect of homeownership is the potential threat of mold. Many homeowners are left wondering: does my insurance policy cover mold damage? Let's continue reading to demystify the world of mold...

Mar 23, 2022

Homes are the most valuable thing you may own. Insurance protects the value of the building, including modifications, as well as our personal items. When shopping for the best homeowners insurance deal, use the following tips to make your journey more efficient. Ideally, you'll find an insurer that gives...

Dec 22, 2021

Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an 'Act of God.' Defining an "Act of God" An "Act of God" is an event that occurs directly because of a force of nature...

Nov 17, 2021

To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling...

Sep 22, 2021

One of the most important benefits of home or renters insurance is protecting your belongings if something goes wrong. People with many personal or luxurious items may opt to put these items in storage units for extra protection. Here is a look at how storage units impact home and renters insurance policies. Research...