Tag: Home Insurance

27
Dec

Exploring Home Insurance Coverage for Rodent-Related Damage

Rodent infestation is a matter of great concern for homeowners. Besides causing health risks, rodent damage can set you back financially. While, typically, homeowners insurance does not cover the damage that rodents cause to your home and belongings, there may be a few instances when your homeowners insurance may cover rodent damage. This blog discusses the types of rodent damage,

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15
Nov

6 Homeowners Insurance Terms You Must Know

Homeowners insurance is a crucial shield that protects your most significant investment – your home. However, navigating the insurance world can be overwhelming, especially when faced with unfamiliar jargon. Understanding key terms is essential to make informed decisions about your coverage. In this blog, we’ll break down six necessary definitions of homeowners insurance and terms you need to know. Declarations

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25
Oct

Exploring Mold Coverage in Homeowners Insurance

Owning a home is a milestone achievement but comes with its fair share of responsibilities. One often overlooked aspect of homeownership is the potential threat of mold. Many homeowners are left wondering: does my insurance policy cover mold damage? Let’s continue reading to demystify the world of mold coverage and help you navigate to the right home protection. Does all

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23
Mar

How to Acquire the Best Deal on Homeowners Insurance

Homes are the most valuable thing you may own. Insurance protects the value of the building, including modifications, as well as our personal items. When shopping for the best homeowners insurance deal, use the following tips to make your journey more efficient. Ideally, you’ll find an insurer that gives you customized options. Search for the Best Deal You’ll need to

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22
Dec

Homeowners Insurance: What Is an “Act of God”?

Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an ‘Act of God.’ Defining an “Act of God” An “Act of God” is an event that occurs directly because of a force of nature and could not

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17
Nov

Thinking of Bundling Car and Home Insurance? Here’s What You Should Know

To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling insurance means purchasing multiple insurance products from the same insurance company. For instance, you can buy your home,

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22
Sep

How Using Storage Units Impacts Your Home or Renters Insurance

One of the most important benefits of home or renters insurance is protecting your belongings if something goes wrong. People with many personal or luxurious items may opt to put these items in storage units for extra protection. Here is a look at how storage units impact home and renters insurance policies. Research shows that more people are using storage

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8
Jul

Exploring the Significance of Loss of Use Coverage

As a property owner, you want to protect your investment. Unfortunately, if you are unprepared for an unfortunate disaster, you could struggle to figure out your next move. Loss of use coverage protects you in such situations. The Importance of a Loss of Use Coverage As a homeowner, you rely on your property as a place of comfort. Imagine one

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4
Mar

The Role of Insurance Riders in a Homeowners Policy

Endorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners policy. Reasons for Home Insurance Riders The standard home insurance policy focuses

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