Tag: Home Insurance

Homes are the most valuable thing you may own. Insurance protects the value of the building, including modifications, as well as our personal items. When shopping for the best homeowners insurance deal, use the following tips to make your journey more efficient. Ideally, you’ll find an insurer that gives you customized options. Search for the Best Deal You’ll need to

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Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an ‘Act of God.’ Defining an “Act of God” An “Act of God” is an event that occurs directly because of a force of nature and could not

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To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling insurance means purchasing multiple insurance products from the same insurance company. For instance, you can buy your home,

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One of the most important benefits of home or renters insurance is protecting your belongings if something goes wrong. People with many personal or luxurious items may opt to put these items in storage units for extra protection. Here is a look at how storage units impact home and renters insurance policies. Research shows that more people are using storage

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As a property owner, you want to protect your investment. Unfortunately, if you are unprepared for an unfortunate disaster, you could struggle to figure out your next move. Loss of use coverage protects you in such situations. The Importance of a Loss of Use Coverage As a homeowner, you rely on your property as a place of comfort. Imagine one

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Endorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners policy. Reasons for Home Insurance Riders The standard home insurance policy focuses

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While renovating your home is a great way to increase its value, many of the improvements that boost your home’s value can also render your current home insurance inadequate and thus expose you to losses. Conversely, some changes can lead to lower insurance premiums. Here are 14 home changes that your insurer should know about. ROOF According to the Insurance Information

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The Difference Between Condo and Home Insurance A key difference between owning a condo or a home is that you’re responsible for insuring. When you purchase a home, you’re responsible for the interior and exterior, along with the land surrounding it. With condos, you’re typically only responsible for the inside of your living space. Check out some of the key

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Find out where your homeowners insurance in Antioch may be lacking. Your home is your castle, and you likely do everything you can to protect it. From locking the doors at night to turning off the water supply while you’re out of town, there’s a lot that you can do to safeguard your home. Reviewing and renewing your homeowners insurance

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