Juggling work, home life, a social life, chores, and more, it’s possible that even the most organized people let life insurance in Antioch, CA fall by the wayside. It’s easy to ignore this coverage until you are married, have kids, and a stable career. Yet, all too often, people overlook obtaining this coverage when it could be helping their families. Being in your 30s is a great excuse to consider coverage. Here’s why.
Why You Need Life Insurance in Your 30s
Your career is developing. It’s likely that you are making more money in your 30s than you were making in your 20s. With a higher income comes a higher quality of life and more expenses to protect if something were to happen to you.
Your family is growing. Whether you’re settling down with a partner or are already married and have kids, your loved ones rely on your income and contribution. Even as a stay-at-home parent, your daily work counts and would need to be replaced if you were to suddenly pass – meaning you, too, need insurance.
You have debts. Student debt, auto loans, and a mortgage – it’s likely you have one if not all three in your 30s. If you die, your co-signers will be responsible for paying off your debts. This can be an incredibly large burden to leave your loved ones. Life insurance helps to cover these expenses.
It’s affordable. Life insurance is a policy that gets more expensive and harder to acquire the older and unhealthier you get. In theory, then, the best time to secure an affordable policy is when you’re young and healthy. Your 40-year-old self will thank you for purchasing a policy in your 30s.
Life insurance is a valuable policy that you should consider buying in your 30s – if you haven’t already. Have questions about finding the right life insurance? Contact Jack Stone Insurance Agency who can help you find the right policy for your needs and wants.