Nov 30, 2022
What Should You Know About Homeowners Insurance Driveway Damage?Even a small crack in the driveway can be a concern for homeowners. But does home insurance cover driveway damage? If a covered peril causes damage to your driveway, your insurance may help pay for repairs, up to your policy’s limits and minus the deductible. Homeowners insurance policies...
Nov 23, 2022
Is Your Term Life Insurance Expired or Expiring Soon? Here Is What You Should DoA term life insurance policy only covers you for a set period, meaning it comes with an expiration date. Generally, term life insurance will cover you for 5-30 years, depending on your policy type. As per the term life insurance rule, your beneficiaries will get the death benefit if you die during the...
Nov 16, 2022
Are Rental Properties Covered by Umbrella Insurance Policy?As a landlord, you must consider your family's safety and security as well as the security of all your rental properties, your tenants, and any potential liabilities. This is where umbrella insurance becomes useful. However, it might be a little confusing to know which liabilities are covered and which...
Nov 09, 2022
Can I Get a Backdate Auto Insurance Policy?Your auto insurance will start covering you and your vehicle right after you sign a policy. However, with backdating, the policy begins earlier than when you actually sign it. Will your provider allow you to backdate your auto insurance policy? Let’s find out. Is Backdating Auto Insurance...
Oct 19, 2022
How Customizing Your Motorcycle May Alter Your Insurance CoverageMotorcycling is a popular hobby. Thousands of motorcycle enthusiasts visit special trade shows and exhibits every year. Many others join motorcycle clubs in order to express their love for motorcycling with others. Perhaps you enjoy riding a motorcycle because it allows you to express your creativity....
Oct 12, 2022
Can a Stolen Bike Be Covered by Renters Insurance? What You Need to KnowIn North America, 2 million bikes go missing each year, according to Project 529, the National Bike Registry, which translates to one bike being stolen every 30 seconds on average. In this article, we examine the theft protection that renters insurance can provide for your bike as well as some frequently...
Oct 05, 2022
Factors That Impact Pet Insurance Premium CostsPet insurance coverage will help cover the expenses of veterinarian care should your pet get hurt or become ill. Like any health insurance, the price of the premium is based on several variables, including the breed of your pet and its age. Here is a closer look at four such factors that impact how much...
Sep 21, 2022
How Having a Heart Attack May Impact Your Life Insurance PolicyThere are multiple variables that impact life insurance policies. Insurers assess both present and future risks. Heart disease is a common issue that many insurance companies are aware of. Research shows that thousands of people die every year due to heart failure. The number of patients admitted to...
Sep 14, 2022
What Should You Know About California Fair Plan Wildfire Insurance?Certain homeowners in California's areas with high wildfire risks have difficulty finding regular fire insurance due to insurers not wanting to take on high risks. But homeowners can turn to California FAIR Plan Wildlife Insurance if they qualify. Here's a look at how the FAIR plan, which is a bit more...
