Jan 04, 2023
How to Get an Insurance Policy Reinstated After It Was Canceled?There are different ways your car insurance policy can get canceled. You might cancel it because you've found a better deal with another insurer. An insurance company will cancel a customer's policy if they haven't paid their monthly premiums. Here's what you need to know about car insurance reinstatement...
Dec 28, 2022
Do You Need Umbrella Insurance for Rental Property?Landlord’s insurance offers some level of liability coverage. This coverage pays for liability costs that may come about in case of third-party bodily injury or property damage. For instance, if a potential tenant comes to inspect your rental property and falls off your slippery stairs, breaking their...
Dec 21, 2022
How to Proceed If Your Friend Damages Your MotorcycleMotorcycling is a popular hobby. Perhaps you use your motorcycle on a regular basis. Be aware that riding a motorcycle is a high-risk endeavor. That's why it's important that you obtain a strong motorcycle insurance policy. Motorcycle insurance covers you in multiple situations. Perhaps that security...
Dec 14, 2022
Does Your Boat Insurance Cover Storm Damage?Sailing can be a year-round activity, but you need the right boat insurance coverage wherever you go. Some areas can have unexpected storms in any given season. Ideally, your boat insurance will cover damage from storms, lightning, hail, and floods. But you have to read the policy carefully since different...
Dec 07, 2022
Does Renters Insurance Cover Extended Hotel Stay?Renters insurance covers your hotel stays if your rental home is uninhabitable after a covered loss or event. Besides protecting your hotel stays, renters insurance also pays for additional living expenses you incur while staying away from your rental home, including transportation costs, pet storage,...
Nov 30, 2022
What Should You Know About Homeowners Insurance Driveway Damage?Even a small crack in the driveway can be a concern for homeowners. But does home insurance cover driveway damage? If a covered peril causes damage to your driveway, your insurance may help pay for repairs, up to your policy’s limits and minus the deductible. Homeowners insurance policies often cover...
Nov 23, 2022
Is Your Term Life Insurance Expired or Expiring Soon? Here Is What You Should DoA term life insurance policy only covers you for a set period, meaning it comes with an expiration date. Generally, term life insurance will cover you for 5-30 years, depending on your policy type. As per the term life insurance rule, your beneficiaries will get the death benefit if you die during the...
Nov 16, 2022
Are Rental Properties Covered by Umbrella Insurance Policy?As a landlord, you must consider your family's safety and security as well as the security of all your rental properties, your tenants, and any potential liabilities. This is where umbrella insurance becomes useful. However, it might be a little confusing to know which liabilities are covered and which...
Nov 09, 2022
Can I Get a Backdate Auto Insurance Policy?Your auto insurance will start covering you and your vehicle right after you sign a policy. However, with backdating, the policy begins earlier than when you actually sign it. Will your provider allow you to backdate your auto insurance policy? Let’s find out. Is Backdating Auto Insurance Possible? No,...
Oct 19, 2022
How Customizing Your Motorcycle May Alter Your Insurance CoverageMotorcycling is a popular hobby. Thousands of motorcycle enthusiasts visit special trade shows and exhibits every year. Many others join motorcycle clubs in order to express their love for motorcycling with others. Perhaps you enjoy riding a motorcycle because it allows you to express your creativity....