Properly Protecting Your Dirt Bike

Motocross riderDirt Bike Insurance Basics

Sitting in the stands and watching a motocross show can be enough for you to head out and buy your very own dirt bike. While a dirt bike is still considered a motorcycle, there are slight differences in the way that you have to insure the bike. Knowing how to properly protect your dirt bike with the right insurance policy can help to ensure that you can fully enjoy your bike.

Dirt bikes differ from motorcycles since they are typically not street legal. Motorcycle insurance will provide coverage against accidents that happen on the road, which is why they will not provide the right coverage for your dirt bike. When looking for the right amount of insurance for your dirt bike, there are many factors to consider, including:

  • Theft – dirt bikes are most commonly targeted for thefts because they do not require registration. Make sure to invest in the right insurance policy that will provide coverage for both your bike and your trailer while you are transporting your bike.
  • Fire protection – if you keep your dirt bike in your garage, it can be seriously damaged or destroyed if a fire breaks out in your home. Make sure you have enough coverage to repair or replace the bike if it is damaged during a fire.
  • Transportation damage – even if you tie down your dirt bike as well as possible when transporting it, there is still a chance that it will be damaged while you are on the road. Make sure that you have enough coverage for any damage that is done during transportation.

Just like motorcycle insurance, dirt bike insurance has many different coverage options that are available, such as collision and comprehensive coverage. The more coverage options that you invest in, the more protection you will have.

For all your dirt bike insurance needs, contact the insurance professionals at Jack Stone Insurance Agency, Inc. in Antioch, California.

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