Looking to save a few bucks a month from being a responsible driver? Read on.
These days, people are looking to save on their auto insurance – without losing their coverage. Fortunately, everything from having good grades to an electric car can save you a little bit of money every month.
If you’re a motorist in California, there is one discount that reigns supreme – the Good Driver Discount.
Safety = Save Money!
Back in 1988, California residents voted Proposition 103 into law, which requires car insurance companies to give qualifying policyholders a 20 percent discount on their premiums. The key word here is ‘qualifying’. So, how is one eligible for this discount?
You must have been licensed to drive (either here in California or anywhere else in the U.S. or Canada) for the past three years. During those three years, you must not have:
- Been at-fault (meaning at least 51 percent responsible) in an accident
- Received more than one point on your driving record
- Gone to traffic school for more than once for a traffic violation
- Had any major violations on his/her driving record for the last 10 years.
All of these eligibility requirements seem pretty obvious; after all, we’re talking about the Good Driver Discount. If a motorist is a safe driver, they’ll likely reap the benefits in their premiums.
Motorcycles & Money
Proposition 103 states that you must have held a motorcycle driving license (not just a ‘regular’ license) for three years in order to receive the Good Driver Discount. Most insurance companies will not offer you the discount for your motorcycle, even if you’ve had your regular license for two years and 10 months.
Regardless of your age, vehicle, and location, if you qualify for this discount, you’ll receive a 20 percent discount on your car insurance in California! Are you ready to get affordable auto insurance without depleting your coverage? Contact Jack Stone Insurance Agency, serving Antioch, Brentwood, and neighboring cities in California today!