Mar 11, 2021
Understanding Proof of Loss for Insurance ClaimsOne of the most important lessons in filing insurance claims for business reimbursement is that you must present proof of loss. The same applies to personal claims. Here are essential points to know about what proof of loss is and how you must present it. How Proof of Loss is Defined Whenever you submit...
Mar 04, 2021
The Role of Insurance Riders in a Homeowners PolicyEndorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners...
Feb 25, 2021
Ten Essential Upgrades that Can Lower your Home Insurance CostsWhile renovating your home is a great way to increase its value, many of the improvements that boost your home's value can also render your current home insurance inadequate and thus expose you to losses. Conversely, some changes can lead to lower insurance premiums. Here are 14 home changes that your...
Feb 18, 2021
14 Interesting Facts about the Month of FebruaryOne of the famous facts about February is that it's the shortest month of the year, with 28 and 29 days in common and leap years, respectively. The much-celebrated Super Bowl of the National Football League (NFL) that happens on every first Sunday of February also stands out for most American sports...
Feb 11, 2021
Important Heater Safety Tips in Brentwood, CAAccording to the Weather Atlas, Brentwood, CA experiences some of its lowest temperatures in January, with average low temperatures of about 3.9°C. This is when patio heaters come in handy. Patio heaters improve the ambiance of your backyard and keep it warm throughout the year. During COVID-19, outdoor...
Feb 04, 2021
Ten Ways to Build Your Morale While Working from HomePer the Society of Human Resource Management (SHRM), lack of morale is one of the greatest contributors to low productivity at work. While it's easier to boost morale when working on the company premises, it may be more difficult for employees working remotely. This is mainly due to the isolation and...
Jan 28, 2021
Umbrella Insurance: Getting Full Coverage for Your Insurance NeedsWhile more than 90% of American homeowners have home insurance coverage, about two-thirds of them lack adequate coverage, says the Insurance Information Institute (III). Apart from property damage and theft, a home insurance policy covers some third-party property damage and bodily injuries that happen...
Jan 21, 2021
Annual Insurance Review Checklist: Things You Need to ConsiderAccording to the Insurance Information Institute (III), you should review your insurance needs at least once every year to identify and fill any gaps in your insurance policies and adjust your coverage amounts to avoid over insurance. For example, if your home value has depreciated, you may need to lower...
Jan 14, 2021
How Has COVID-19 Affected the Auto Insurance Industry?The impact of the coronavirus has reverberated across numerous industries. Due to movement restrictions, auto insurance is one of the sectors hit directly by the pandemic. Pandemic-related measures have led to a significant reduction in total mileage covered, affecting premium payment and auto insurance...
Jan 07, 2021
4 Tips to Maximize the Benefits of Your Renters InsuranceData from the National Association of Insurance Commissioners (NAIC) shows that the cost of renters insurance in the U.S. currently ranges between $15 and $30 per month, depending on factors such as the size of the rental unit and its location. However, despite its relatively low cost, only about 44%...
