OUR BLOG

Jun 24, 2021

As a motorcycle owner, choosing the right insurance policy for your motorcycle is very important. It is not unusual to make the mistake of overlooking insurance matters as long as your prized ride remains road-worthy and without damage. However, re-evaluating or updating your motorcycle insurance can...

Jun 17, 2021

A Do-It-Yourself (DIY) project is a great way to add a personal touch to your home. These projects can be fun and less expensive than hiring a professional. Still, the slightest errors can cost you a lot of money in repairs or replacement. They might even result in an increased home insurance premium. Here's...

Jun 10, 2021

What Is Umbrella Insurance? An umbrella insurance policy provides additional protection beyond the coverage limits of your existing policies. The policy also provides for claims that may not be included in your liability policies. Umbrella insurance provides coverage for injuries, property damage, certain...

Jun 03, 2021

There are so many questions involved in choosing an insurance policy for your automobile. It is essential to properly understand the terms, conditions, and policies of your automobile insurance. To help you understand what car insurance checks are all about, the following are the answers to some of the...

May 13, 2021

Most people don't talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren't covered in standard homeowners insurance plans. Here's a look at why all California homeowners need a disaster plan that includes earthquake...

May 06, 2021

Finding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of...

Apr 29, 2021

As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it's typically your responsibility and not the HOA's (Homeowners Association). Does Condo Insurance...

Apr 22, 2021

If you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58...

Apr 15, 2021

In the U.S., most auto insurance policies only cover "normal usage" of road-legal vehicles, which means driving on the highway. However, Americans love off-road driving. To give you an idea, the U.S. off-road vehicles market was worth around $9 billion in 2017 and has been growing steadily since then,...

Apr 08, 2021

Classic car insurance offers specialized coverage options that are tailored to address the classic car owners' needs. The defining feature of classic car insurance, however, is agreed value coverage.  Agreed value coverage means that, unlike regular cars that are mainly valued by insurers based...