The holidays have been and gone, and now your house is home to more precious and valuable belongings, whether it's a new TV, watch or piece of art. Whatever you gave and received over the holiday, it may be time to take a look at your home insurance in Antioch, CA to make sure your new possessions are covered.
Ensure your valuable belongings are properly valued
An itemized inventory included in your home insurance policy ensures that your belongings are replaced if your home suffered a catastrophic loss due to fire or theft. If you received some expensive gifts over the holiday, make sure they are listed on your home inventory otherwise your insurer may not be able to replace them if a disaster occurs. High-value items such as jewelry, rare collectibles, and high-end electronics may require more detail in order to ensure they are properly valued at the time of loss.
Updating your home inventory
If you already have a home inventory, then adding to it is relatively easy. Take pictures/videos or your new items, collect receipts (or ask for receipts from the gift-giver), and let your insurer know you'd like to protect these new additions. If you have donated items over the holidays, be sure to remove these items from your inventory.
A little bit of preparation now can go a long way to protecting your belongings. When you're ready to secure a quality homeowners insurance coverage, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!
