Do you consider yourself a good driver? Most of us do, so you wouldn't be alone in thinking your on-the-road skills are above average. Generally, drivers who have fewer accidents are able to get lower-priced car insurance policies. However, every insurance company will have their own terms and conditions for claiming such a discount.

Getting the Good Driver Discount

Every auto insurance provider has their own way of calculating rates, so you will need to contact your insurance agent to see if you qualify for an accident-free good driver discount. The good driver discount is the most offered discount, so be sure you understand how you qualify. The discount usually splits into two forms:

• The accident-free discount customers get lower rates if they go a certain number of years without an accident.
• The violation-free discount is available for drivers who haven't been involved in any major violations for a number of years.

Get in contact with your insurance agency to find out how to acquire the good driver discount.

Once you have the discount added to your policy, there are measures you can take to keep it. A great way to keep it is to take a defensive driving course to improve your skills. This will help to reinforce safety practices on the road, such as leaving plenty of room between yourself the vehicle in front, scanning the road ahead for hazards, and sticking to the speed limit.

Finding the right auto insurance for your needs doesn't have to be difficult. Talk to the team at Jack Stone Insurance Agency to get started on your reliable coverage.