Tag: homeowners insurance coverage

A water heater is an appliance to be found in almost every home. Have you ever wondered what if it is damaged or causes damage to your home? Will it be covered by your homeowners insurance? This blog covers all the relevant information you will want to know about the scope of coverage for a water heater in your insurance.

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A crack, no matter how small, in the driveway can be a problem for homeowners. However, if a covered peril causes damage to your driveway, your insurance may pay to repair the damage up to your policy’s limits and minus your deductible. A homeowners insurance policy may also cover secondary structures on your property, including decks, patios, sheds, and driveways.

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Standard homeowners policies cover three primary things. They include structures on the property, your personal possession, and various types of liability. Basic policies do not cover various natural disasters, such as hurricanes, floods, and earthquakes. Other natural occurrences that are not covered include sinkholes and minor movements of the earth that may shift or crack the foundation of a home.

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Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an ‘Act of God.’ Defining an “Act of God” An “Act of God” is an event that occurs directly because of a force of nature and could not

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Personal injuries can happen at anyone’s home, which is why every homeowner needs to carry a certain amount of liability coverage. For example, a guest might trip over a crack in your floor and sustain serious injuries from the fall. Therefore, you will need sufficient coverage in place to reduce the chances of a lawsuit. Are Personal Injury Claims Common?

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Did You Know About the Benefits of Homeowners Insurance? If you are a homeowner with a mortgage, then it is likely that your lender requires you to have homeowners insurance. Even though you have to have coverage, don’t despair. There are many benefits to having homeowners insurance that can impact your wallet and lifestyle. You know that homeowners insurance in Antioch,

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Considerations to Make When Finding Homeowners Insurance Whether you’re shopping for your first home or your third, there’s no doubt that buying a home is a major life event. With so much to consider, many homeowners wait to think about homeowners insurance until after they’ve signed on the dotted lined. To ensure you find the right homeowners insurance in Antioch,

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