Mar 08, 2023
Is There Homeowners Insurance Coverage for Water Heater?A water heater is an appliance to be found in almost every home. Have you ever wondered what if it is damaged or causes damage to your home? Will it be covered by your homeowners insurance? This blog covers all the relevant information you will want to know about the scope of coverage for a water heater...
Nov 30, 2022
What Should You Know About Homeowners Insurance Driveway Damage?Even a small crack in the driveway can be a concern for homeowners. But does home insurance cover driveway damage? If a covered peril causes damage to your driveway, your insurance may help pay for repairs, up to your policy’s limits and minus the deductible. Homeowners insurance policies often cover...
Aug 03, 2022
Are Sinkholes Covered by My Homeowners Insurance?Standard homeowners policies cover three primary things. They include structures on the property, your personal possession, and various types of liability. Basic policies do not cover various natural disasters, such as hurricanes, floods, and earthquakes. Other natural occurrences that are not covered...
Dec 22, 2021
Homeowners Insurance: What Is an "Act of God"?Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an 'Act of God.' Defining an "Act of God" An "Act of God" is an event that occurs directly because of a force of nature...
Nov 03, 2021
How Homeowners Insurance Cover Personal Injury ClaimsPersonal injuries can happen at anyone's home, which is why every homeowner needs to carry a certain amount of liability coverage. For example, a guest might trip over a crack in your floor and sustain serious injuries from the fall. Therefore, you will need sufficient coverage in place to reduce the...
Apr 04, 2019
4 Homeowners Insurance Lesser-Known BenefitsDid You Know About the Benefits of Homeowners Insurance? If you are a homeowner with a mortgage, then it is likely that your lender requires you to have homeowners insurance. Even though you have to have coverage, don't despair. There are many benefits to having homeowners insurance that can impact your...
Sep 20, 2018
Evaluations When Purchasing Home InsuranceConsiderations to Make When Finding Homeowners Insurance Whether you're shopping for your first home or your third, there's no doubt that buying a home is a major life event. With so much to consider, many homeowners wait to think about homeowners insurance until after they've signed on the dotted lined....
