Indicators It's Time for a New Roof

 Your roof is your home's first line of defense against natural disasters and weather conditions. It's only natural to want it keep it in good condition and make it last many years. Most homeowners dread to think about when their roof needs to be replaced, but it's an important consideration if you want the ultimate protection. Take a look at these four signs that indicate your roof needs to be replaced:

• Age - Most roofs tend to last around 20 years, possibly a few more if you keep it in good condition. If your home was built not too long ago, this can be easy to calculate. Do you know when the roof was last replaced? Work this out now!
• Warping - If the shingles are starting to curl, it's time to consider a new roof. If there are one are two that are starting to warp, now is the time to look around at roof prices and contractors.
• Moss - Sure, moss may give your home a nice, rustic look, but it doesn't help your shingles or the integrity of your roof. Moss holds a lot of moisture and will cause damage to your property over time.
• Leaks - If your roof is starting to let in water or light, you are most likely well overdue for a new roof.

Keep in mind that, most likely, you cannot turn to your homeowners insurance policy to pay to replace your roof if it is simply old. Insurance is designed for issues that are sudden and accidental.

For all your home insurance coverage needs, contact the team at Jack Stone Insurance Agency in California. We will work with you to make sure you have the coverage you need to protect you from any perils.