While you may think that there is little you can do to control wildfires in your area, homeowners should remember that protecting their property from wildfires is their responsibility. While you can't control the fire from sparking in the wild, you can prevent the likelihood of your home and belongings turning to ash before your eyes. Fire is unpredictable, but you can gain the upper hand by being prepared.
Asses your defensible space.
Defensible space is the buffer that separates your home from the landscaping or woodland areas surrounding it. Adequate defensible space helps to slow or even stop the fire from spreading. Around 30 feet surrounding your property, ensure that there are no dead plants, grass or weeds.
Examine your surroundings.
Look for features that could fuel the fire around your property. If grass, leaves, and branches reach from the ground up to your trees, they provide a ladder for fire to climb up a tree and spread. To remove ladder fuel, ensure the trees are pruned and lower branches are cut off. Be sure to keep your grass low and well-watered, too.
Maintain your roof.
Grab the ladders and head to the roof to remove any debris and branches that may be sitting on your roof. This debris can be ignited by embers from close fires, so it is best to remove them now. While you're at it, ensure that your home's gutters are kept clear of leaves, dirt, and debris.
Review your insurance policy.
Your homeowners insurance is designed to protect your home and belongings in the event of a fire. Review your policy to ensure that you have adequate coverage for your possessions as well as the home's structure.
Contact the experts at Jack Stone Insurance Agency to find out how you can secure reliable home insurance that will protect your property and finances.