Home design is always changing. Even though it's almost the end of the year, there are new design trends that are taking hold, and some of them are potentially dangerous. The whole purpose of décor is to make a home more inviting and comfortable for you and your family. But these trends prioritize aesthetics over function. While your homeowners insurance in Antioch, CA may have your back when it comes to the few off accidents, it doesn't cover wear and tear or features that aren't up to code.
Open Staircases
Staircases without any railings can look elegant and simple, but they are entirely risky. Your liability as a homeowner may be greatly increased by this stylistic choice. Make sure that all of your stairs have safety railings to prevent injuries. Be aware that your homeowners insurance requires you to maintain a certain level of care, and if your insurer thinks that you have been negligent, they could deny your claim.
Floating Shelves and Storage
Without braces, these shelves appear to €œfloat€ on the wall. Unfortunately, not anchoring dressers or securing shelves can pose a serious safety hazard. To hold any weight of books or decorations, make sure to properly secure shelves and storage. You don't want accident or injury to happen to any of your guests or family.
Exposed Plumbing
The trend of clean copper pipes running throughout the property is popular in homes and businesses alike. While the pipes may look great, they can be hot to touch. These pipes could be hazardous for children, especially if the pipes are low to the ground. In some cases, they might also cause fires. Make sure that your pipes are out of the way and that nearby materials are durable and fire-resistant at a minimum.
Home insurance offers help when you need it the most. When you're ready to secure a quality homeowners insurance policy, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!