Finding affordable auto insurance in Antioch, CA that still offers vast and reliable coverage is easy if you are an informed consumer. However, there continue to be some auto insurance myths that hinder consumers' choices, causing them to make costly mistakes. Take a look at these common misconceptions that will shed some light on how you can find affordable car insurance coverage.
Red cars cost more to insure.
Many people assume that red cars attract the attention of police officers and cost more to insure because of its flashy paint color. However, this is simply not the case. Car insurers do not asses the color of your car when determining a premium. They will look at the make and model of the vehicle, including the body type, year, and safety features.
Age doesn't play a role in the cost of auto insurance.
It's true that drivers under the age of 25 and seniors over the age of 65 may pay more for auto insurance. This is because statistics show that these age groups cause more traffic accidents than drivers between the ages of 26-64.
My credit score doesn't impact my car insurance premium.
Your credit score affects almost every aspect of your life, from your ability to get a job, take out a loan, and even secure a low car insurance rate. You can increase your credit score by paying your bills on time and being responsible for your finances.
I'm not responsible if my friend wrecks my car.
If your car is in a wreck, it is your responsibility. The accident will go on your insurance record and this could translate to higher insurance premiums. Keep this in mind before lending your vehicle to anyone.
When it comes to finding the right coverage, call the experts at Jack Stone Insurance Agency. We serve Brentwood, Antioch, and neighboring cities in California with reliable and comprehensive auto insurance policies. Open our auto insurance page in a new tab to read on!
