The holiday season is upon us, and the festivities are about to begin. For homeowners, it's worth noting that with the holidays comes an increased risk of damage and danger in the household. Take a look at the most common home insurance claims filed around the holidays that could threaten your peace.
Decoration Danger
You managed to get the tree up and decorations out without any incidents - phew! It's not over yet, though. Common claims include burned carpets after people have left their string of lights on the floor to test them. In other instances, decorations have fallen from the tree and damaged valuable possessions, such as laptops. Be sure to take extra care when decorating your property and place heavy ornaments towards the bottom of the tree.
Forgotten Candles
There's nothing quite like making a home feel festive than with a cinnamon-scented candle. They also make great centerpieces for the table, too. However, they tend to be forgotten. You may doze off after indulging in fine food or knock a candle off a table while opening presents. Keep kids and pets away from candles, and extinguish all flames before leaving the house or going to bed.
Winter Damage
If you intend to go away for some time over the holidays, then plan ahead to protect your home from the winter weather and potential damage, such as frozen pipes or missing roof tiles. Reduce the risk of coming home to burst water pipes from cold temperatures by leaving your heating on very low or turning off the water supply and draining the pipes.
Make sure you have the right insurance to protect your property throughout the holidays and beyond. When you're ready to secure a quality homeowners insurance coverage, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!
