OUR BLOG

Dec 25, 2024

When tax season arrives, many homeowners wonder if their home insurance premiums can be deducted to ease the financial burden. The answer is nuanced, and understanding it can save homeowners time and frustration. When Home Insurance Is Not Deductible Generally, home insurance premiums are considered...

Oct 09, 2024

Securing home insurance can be a challenge if you have bad credit. Traditional insurance companies often use credit scores as a factor in determining rates and eligibility, which can make it difficult to find affordable coverage. However, having bad credit doesn't mean you're completely out of options....

Jul 24, 2024

Imagine this: you come home to a chaotic scene – a massive branch or even an entire tree has fallen victim to a storm, causing damage to your roof or property. Here, a crucial question arises: will your home insurance cover this? Let's explore the complexities of fallen tree coverage...

Dec 27, 2023

Rodent infestation is a matter of great concern for homeowners. Besides causing health risks, rodent damage can set you back financially. While, typically, homeowners insurance does not cover the damage that rodents cause to your home and belongings, there may be a few instances when your homeowners...

Nov 22, 2023

Homeownership comes with its fair share of responsibilities, and one of the most critical aspects is ensuring your property is adequately protected. When it comes to unforeseen incidents like roof leaks, many homeowners wonder whether their insurance will come to the rescue. Let's continue reading to...

Oct 25, 2023

Owning a home is a milestone achievement but comes with its fair share of responsibilities. One often overlooked aspect of homeownership is the potential threat of mold. Many homeowners are left wondering: does my insurance policy cover mold damage? Let's continue reading to demystify the world of mold...

Apr 19, 2023

Home insurance is a crucial part of homeownership. It protects your most valuable asset against unforeseen damages and losses. However, the insurance industry can be complicated and confusing, leaving many homeowners unanswered questions. To help you make informed decisions about your home insurance...

Mar 08, 2023

A water heater is an appliance to be found in almost every home. Have you ever wondered what if it is damaged or causes damage to your home? Will it be covered by your homeowners insurance? This blog covers all the relevant information you will want to know about the scope of coverage for a water heater...

Feb 22, 2022

Many people hear home insurance myths all their lives before buying a home, only to find out home insurance is much different than they thought. Here are common myths to watch out for when assessing what type of home insurance policy you need. You're required to purchase home insurance One of the...

Nov 17, 2021

To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling...