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Home insurance is a crucial part of homeownership. It protects your most valuable asset against unforeseen damages and losses. However, the insurance industry can be complicated and confusing, leaving many homeowners unanswered questions. To help you make informed decisions about your home insurance policy. Continue reading to learn the answers to the five most commonly asked questions about homeowners insurance.
A water heater is an appliance to be found in almost every home. Have you ever wondered what if it is damaged or causes damage to your home? Will it be covered by your homeowners insurance? This blog covers all the relevant information you will want to know about the scope of coverage for a water heater in your insurance.
Many people hear home insurance myths all their lives before buying a home, only to find out home insurance is much different than they thought. Here are common myths to watch out for when assessing what type of home insurance policy you need. You’re required to purchase home insurance One of the most widespread home insurance myths is that you
To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling insurance means purchasing multiple insurance products from the same insurance company. For instance, you can buy your home,
One of the most important benefits of home or renters insurance is protecting your belongings if something goes wrong. People with many personal or luxurious items may opt to put these items in storage units for extra protection. Here is a look at how storage units impact home and renters insurance policies. Research shows that more people are using storage
As a property owner, you want to protect your investment. Unfortunately, if you are unprepared for an unfortunate disaster, you could struggle to figure out your next move. Loss of use coverage protects you in such situations. The Importance of a Loss of Use Coverage As a homeowner, you rely on your property as a place of comfort. Imagine one
Endorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners policy. Reasons for Home Insurance Riders The standard home insurance policy focuses
While renovating your home is a great way to increase its value, many of the improvements that boost your home’s value can also render your current home insurance inadequate and thus expose you to losses. Conversely, some changes can lead to lower insurance premiums. Here are 14 home changes that your insurer should know about. ROOF According to the Insurance Information
As a homeowner, you do a lot of things to ensure your home is safe. You lock the doors, clean out the gutters, test fire alarms monthly, and have the right homeowners insurance in Antioch, CA. Yet, when disaster strikes in the home, you go to file a claim and find out its been declined by your insurance company. Unfortunately,