Is Your Alternative Transportation Covered?

Fortunately, in California we enjoy a relatively moderate winter and can enjoy a pleasant bike ride virtually any month of the year. That does not mean, however, that the warmer weather does not motivate many of us to break out our bikes after the colder seasons to head out for a ride in the fresh spring air. If you have the biking itch, you are not alone. May is National Bike Month!

Since 1956, May has been celebrated as National Bike Month to offer bikers the opportunity to tell their communities about the many benefits of their two-wheeled transportation, while inspiring those who have not considered swapping out some of their car time to consider biking a bit more.

Whether you rely on your bicycle to get you to work every day or just hop on it for the occasional weekend ride, you have probably put a decent sum of money towards buying your bike. Consequently, its damage or theft would be a disappointment. If you face that situation, would your insurance coverage be able to protect you?

Fortunately, the answer is yes! Most homeowners or renters insurance policies will cover your personal property”bicycle included”against basic perils. If, however, your bike is very valuable it may overextend your policy limits. Talk to your agent, but if that is the case you can generally schedule your bike into your existing policy very easily and affordably to get it the right level of coverage.

We hope this information helps you fully enjoy National Bike Month! If you would like more information about how you can protect your transportation, contact Jack Stone Insurance Agency. Whatever your preferred form of transportation, call our team. We are here to help you get the California coverage that protects you in your unique situation.