Tips to Prevent Homeowners Insurance Claims

Winter is almost over and the warmer weather and brighter days are rapidly approaching. Spring's arrival can only mean one thing to homeowners - spring cleaning! This time of year is the perfect opportunity to wipe away winter's cobwebs and breathe new life into your property. In addition to making the house feel clean and refreshed, there are a few things that you can do to prevent costly claims for your homeowners insurance in Antioch, CA.

Change the air filters in your HVAC. Changing the filter can extend the life of your HVAC, maintain the air quality, help keep energy costs down, and prevent any breakages in the system.

Replace the batteries in your smoke and carbon monoxide detectors. Batteries should be replaced approximately six months to ensure the detectors are working properly. While you're refreshing the batteries, now is a good time to ensure the detectors are in good, working order.

Clean the dryer lint hose. Pull the hose off the back of the dryer and use a vacuum cleaner to get the lint that snuck past the lint trap. This is one of the leading causes of home fires and is incredibly easy to prevent!

Clean out the gutters and downspouts. Your home's gutters and downspouts are there to direct water away from your property. Debris and dirt can accumulate in the gutters, blocking the downspouts, and cause water to seep into your home. Safely use the ladder to clean out the gutters, removing winter's dirt and grime.

Inspect the roof and walls. The cold weather can be especially harsh on roofs and sidings. Check to see if your roof has any shingles missing, leaks, holes in siding, and any gaps that critters might have created to escape the cold.

Fix tripping hazards. Inspect your pathways, driveways, and deck to ensure that there are no tripping hazards. Dead branches, holes in the yard, cracked sidewalks, and broken bricks can cause someone to trip and fall, landing you with a costly claim.

Your home needs the right insurance to protect it from accidents and disasters. Contact Jack Stone Insurance Agency to get started on your reliable homeowners insurance policy today.