Why Is Off-road Vehicle Insurance Important?

Protection Against Accidents It protects you against accidents that happen while you drive and also provides monetary compensation to the victims. So, you can drive with peace of mind knowing you will be covered if something unexpected happens.

Crucial for Work-Related Rides If you use an off-road vehicle for business, insurance is necessary to protect your business against lawsuits, drive your vehicle legally, and get eligible discounts. Without insurance, you could be risking the livelihood of yourself and others.

Mandatory by Law Off-road vehicle insurance is mandatory, but minimum coverage varies depending on state and federal regulations. According to federal laws, off-road vehicles that travel across states need to be registered federally for legal operation on highways or public lands outside the home state.

Defense Against Lawsuits If you have insurance, you will cover the loss caused to others by your activities, so they will not sue you. Thus the number of lawsuits filed against you will be reduced. This will help you save the valuable time and money you spend defending the case.

Coverage for Third-Party Injuries and Damages If someone unrelated to the accident gets hurt or their property is damaged, your off-road vehicle insurance covers their medical bills and repair/replacement costs.

Jack Stone Insurance Agency offers all-in-one off-road vehicle insurance to cover your off-road vehicles from potential liabilities and lawsuits.  Contact us today to get started on your personalized off-road vehicle insurance. Click on the link below to contact us!