PARKING YOUR CAR ON THE ROAD WITHOUT INSURANCE? HERE'S WHAT YOU NEED TO KNOW

Insurance still required when parked

Even if your car isn’t being driven, a registered vehicle parked on a public road must have at least state-minimum auto insurance coverage.

Mandatory by law

Most U.S. states require proof of insurance for any registered car, whether in motion or simply parked on public streets.

Legal consequences

Parking a car without valid insurance on public roads can lead to fines, registration suspension, or even vehicle impoundment in some states.

Risk of financial liability

If your uninsured car is damaged or involved in an incident while parked, you could be personally responsible for repair costs.

Options if not using the car

If the vehicle won’t be on public roads (e.g., in storage or garage), you may be able to reduce coverage or declare it non-operational—check local DMV rules.

Don’t risk fines, penalties, or costly out-of-pocket repairs by leaving your car uninsured—even when parked on the road. Review your auto insurance today and make sure your vehicle stays legally protected and financially secure.

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