Myths and truths about off-road vehicle insurance

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Off-road vehicles need separate insurance for liability, lawsuits, and accidents caused by uninsured drivers. Homeowners insurance doesn't cover them. It's important to get the right coverage.

Off-road vehicle insurance is affordable, with basic liability coverage costing around $100 per year, and the average premium being $350 annually. Additional protection options, like increased liability coverage or an umbrella policy, are available.

Customizations on off-road vehicles are not covered by standard insurance. Expensive additions require additional coverage or increased limits. Safety gear may be covered under a separate policy.

Auto roadside assistance coverage does not usually include towing for off-road vehicles like side-by-side vehicles, snowmobiles, and ATVs. It is important to be aware of this exclusion.

At Jack Stone Insurance Agency, we are committed to providing the highest possible coverage and assistance during your off-road rides. Click on the link below to contact us today to start creating a policy for your unique needs.