Homeowners insurance typically won’t cover repairing or replacing a broken water heater unless the damage is caused by a sudden and covered peril.
If your water heater bursts and causes flooding due to a covered event, your policy may help cover the resulting damage and cleanup costs.
Damage from age, wear and tear, poor installation, or lack of maintenance is usually excluded from standard homeowners insurance coverage for water heaters.
To protect against unexpected breakdowns, consider adding equipment breakdown coverage or purchasing a home warranty that specifically includes water heater coverage.
Flush your water heater regularly, check for leaks, clean filters, and schedule yearly maintenance to extend its lifespan and prevent costly issues.
Protect your home from costly water heater damage with comprehensive homeowners insurance from Jack Stone Insurance. Call (925) 392-8365 today for expert advice and a free quote!!