Does Homeowners Insurance Cover Asbestos Removal?

What Is Asbestos?

Asbestos is a group of durable minerals known for their heat resistance and insulation properties. It was commonly used in construction materials. However, prolonged asbestos exposure can lead to severe health issues, including lung cancer and mesothelioma.

Insurance Coverage for Asbestos Removal

Most homeowners insurance policies do not cover asbestos removal because it's often seen as a maintenance issue, not an unexpected event. You must review your policy and talk to your insurance provider to understand your coverage.

Discovering Asbestos in Your Home

Asbestos can be hard to identify visually, especially in older homes built before the 1980s. Common areas where asbestos might be found include insulation, popcorn ceilings, and vinyl flooring. It's best to hire a certified asbestos inspector to confirm its presence.

DIY Asbestos Removal Is Dangerous

Removing asbestos alone is strongly discouraged. It can release harmful fibers into the air and pose serious health risks. Improper removal can also lead to costly cleanup expenses.

Professional Asbestos Remova

If asbestos is found in your home, hiring a licensed asbestos abatement professional is essential. They are trained and equipped to safely remove and dispose of asbestos materials, following all local and federal regulations. Always prioritize safety and consult your insurance provider for full coverage details.

If you have concerns about asbestos removal or want to ensure you have adequate coverage for unexpected events, contact us at Jack Stone Insurance Agency.  Our team can provide the guidance and information you need to protect your home and family effectively.  Click on the link below to contact us today!