HOW A CALIFORNIA SPEEDING TICKET IMPACTS YOUR RECORD, INSURANCE, AND DRIVING PRIVILEGES

How Long Does a California Speeding Ticket Stay on Your Record?

A California speeding ticket typically stays on your driving record for 39 months. That’s over three years—long enough to affect your insurance and driving status.

Will a Speeding Ticket Raise Your Insurance Rates?

Yes. A California speeding ticket can raise your insurance rates for up to 3 years. The increase is highest right after the ticket and may slowly decrease over time.

How Long Do Points from a Speeding Ticket Impact Your License?

In California and other states with a point system, license points from a speeding ticket can affect your driving privileges for a limited time—often aligning with how long the ticket stays on your record.

Can You Reduce the Impact of a Speeding Ticket?

Yes. Taking a defensive driving course in California can help offset the impact of a speeding ticket, potentially reducing your insurance rates by up to 10% for three years.

When Does a Speeding Ticket Not Affect Insurance?

Only moving violations, like a California speeding ticket, typically affect insurance. Parking tickets or dismissed violations usually won’t raise your premium.

Got a California speeding ticket? Don’t let it drive up your rates! Get a free quote from Jack Stone Insurance today and find affordable coverage—even with points on your record.

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