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Completely Preventable Homeowners Insurance Claims

Life happens. Even with the best of intentions, maintenance plans, and insurance coverage, the occasional disaster will present itself. When people think of home insurance claims, they often think of major disasters such as earthquakes and wildfires. There’s not much homeowners can do to prevent these situations from occurring. In reality, there are many losses that are entirely preventable. To save your homeowners insurance in Antioch, CA, take a look at these preventable claims.

  • Loose/damaged washing machine hoses

Unfortunately, the nature of the washing machine makes it possible for disasters to occur – alternating water temperatures, shaking machines, and containment in low-traffic areas. To prevent claims, it’s wise to replace plastic hoses at least every three y ears and inspect them regularly for any damage.

  • Roof damage

Most home insurance policies will offer coverage for roof deterioration caused by unpreventable triggers, such as vandalism or fire. Unfortunately, leaks and pest infestations can weaken a roof and cause more damage in the event of a disaster. Basics roof maintenance, such as gutter cleaning and shingle replacement, is key to a longer life.

  • Cooking/candle fires

Open flame (or gas) is often necessary for cooking, warming, and illuminating the house. Next to water damage, fire devastating is the number one source of homeowners insurance claims. You can prevent fires by taking care in the kitchen, placing candles away from children and pets, and switching to electrical tealights.

Home insurance offers help when you need it the most. When you’re ready to secure a quality homeowners insurance policy, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!

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