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Situations When You Should Call Your Homeowners Insurance Company

Reasons to Call Your Insurance Agency and File a Claim

Homeowners insurance is a form of protection that homeowners hope they never have to use. Of course, it’s good to have coverage if a disaster hits your house, but it’s even better if no disaster happens. Unfortunately, there are some situations where you should call your home insurance company. Here are just a few situations in which your homeowners insurance in Antioch, CA can help.

  • A guest is injured on your property

Whether it’s a minor gash or significant fall, if someone has been injured while visiting you, it’s a good idea to let your home insurer know. Most insurance policies include medical expenses coverage specifically for these situations. Be sure to let your insurer know about it sooner rather than later in order to resolve the claim quickly.

  • Your home is damaged by a covered peril

Not sure what perils are covered under your policy? Read through your policy or call your insurer! If your home is damaged by a covered disaster, your insurance can kick in to cover the cost of repairs and replacements for damaged belongings.

  • You’ve been robbed

If this happens, make sure to call the police first. Once you’ve dealt with the criminal side of the issue, get in touch with your insurance company. The property insurance portion of your homeowners policy should cover repairs to property damaged by theft or robbery, so you’ll need to make a claim.

Make sure you pick up the phone and call your insurer when necessary. When you’re ready to secure a quality homeowners insurance policy, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!

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