Insurance

13
May

A Quick Guide to Earthquake Insurance in California

Most people don’t talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren’t covered in standard homeowners insurance plans. Here’s a look at why all California homeowners need a disaster plan that includes earthquake insurance. What Earthquake Insurance Covers Dwelling – The foundation, the entire structure of your

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6
May

All You Need to Know About Finding the Right Condo Insurance

Finding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of coverage available for damages to common areas and outside walls. Your condo may have a

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29
Apr

Will My Condo Insurance Policy Cover Water Damage?

As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it’s typically your responsibility and not the HOA’s (Homeowners Association). Does Condo Insurance Policy Cover Water Damage? Your condo insurance policy water coverage will generally cover water

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22
Apr

All You Need to Know About RV Insurance Policy

If you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58 million worth of losses. You should purchase the right RV insurance for your

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11
Mar

Understanding Proof of Loss for Insurance Claims

One of the most important lessons in filing insurance claims for business reimbursement is that you must present proof of loss. The same applies to personal claims. Here are essential points to know about what proof of loss is and how you must present it. How Proof of Loss is Defined Whenever you submit proof of loss for an insurance

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18
Feb

14 Interesting Facts about the Month of February

One of the famous facts about February is that it’s the shortest month of the year, with 28 and 29 days in common and leap years, respectively. The much-celebrated Super Bowl of the National Football League (NFL) that happens on every first Sunday of February also stands out for most American sports lovers. Here are 14 more interesting facts for

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11
Feb

Important Heater Safety Tips in Brentwood, CA

According to the Weather Atlas, Brentwood, CA experiences some of its lowest temperatures in January, with average low temperatures of about 3.9°C. This is when patio heaters come in handy. Patio heaters improve the ambiance of your backyard and keep it warm throughout the year.  During COVID-19, outdoor spaces have become particularly important, largely due to pandemic-related guidelines. For instance,

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4
Feb

Ten Ways to Build Your Morale While Working from Home

Per the Society of Human Resource Management (SHRM), lack of morale is one of the greatest contributors to low productivity at work. While it’s easier to boost morale when working on the company premises, it may be more difficult for employees working remotely. This is mainly due to the isolation and lack of adequate supervision that comes with working from

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21
Jan

Annual Insurance Review Checklist: Things You Need to Consider

According to the Insurance Information Institute (III), you should review your insurance needs at least once every year to identify and fill any gaps in your insurance policies and adjust your coverage amounts to avoid over insurance. For example, if your home value has depreciated, you may need to lower your homeowners insurance coverage to reflect the cost of rebuilding

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