Fall is one of the most popular times to move into your own home. Whether you are renting your first apartment, or renting a house in a new town, it is important to make sure you protect all of your assets with the right renter’s insurance policy.
A renter’s insurance policy will provide coverage for all of your belongings if they are damaged, destroyed, or stolen. While your landlord will have an insurance policy for the property, it will only cover the actual structure of the building, it will not provide any coverage for all of your belongings that you keep in your home. A specific renter’s insurance policy is the only way to ensure that you are protected in any unfortunate event.
While you may not think that you have anything that is worth protecting with an insurance policy, especially if you are just starting out, chances are you do. If your flat screen TV or game console were destroyed in a fire, it would be very expensive to replace. However, a renter’s insurance policy would provide the coverage needed to replace it.
There are also different coverage options that are available for renter’s insurance including medical payments coverage and liability coverage, which will provide coverage in case someone is injured while visiting your home.
Renter’s insurance policies are very inexpensive, typically around $20 a month, and will provide you with enough protection to ensure that you are not financially devastated because of one unfortunate event.
For all of your renter’s insurance coverage needs, contact Jack Stone Insurance Agency in Brentwood, California. As an independent insurance agency, we will work with you to ensure that you have the right amount of protection for your specific situation, all at the right price to fit your budget.