Annual Insurance Review

Investing in the right insurance policies is the best way to ensure that you have enough protection in case of any unfortunate situation. As your life changes, so do your insurance needs. Reviewing your insurance policies early in the year is the best way to ensure that you have the right amount of protection for the entire year. There are many benefits of looking over your insurance policies early in the New Year, including:

• You may qualify for new discounts - there are many different discounts that are available that can help you save money on all of your insurance policies. If you combine your home and auto insurance policies, you can qualify for a multi-policy discount that can help you save on both your policies. Talking with your insurance agent is the best way to find any discounts that you can qualify for but are not yet taking advantage of.
• You may not have enough coverage - if you had any major life changes in the past year, you may not have enough protection for your new life. If you made any renovations to your home, you will need to increase your homeowner's insurance policy to ensure that you have enough coverage for the increased value of your home. If you added a new member to your family, increasing your life insurance policy will help to make sure that you have enough coverage to provide for all of your dependents after you are gone.
• You may have too much coverage - having too much coverage can mean wasted money each month. Before you lower the coverage of all of your insurance policies, make sure that you have the financial means to pay for any damages to your home or car that will no longer be covered by your insurance policies.

Contact the insurance professionals at Jack Stone Insurance Agency Inc. in Brentwood, California for all of your insurance needs.