How to Create a Home Inventory for Insurance Purposes
After a theft, fire, or another event in which you lost possessions from your home, you may struggle to recall the details of all of your belongings. This is where a home inventory comes in handy. Having a current inventory of all of your possessions, including the make and model numbers, can help you breeze through a potential insurance claim. To help your homeowners insurance in Antioch, CA become more efficient, check out these tips on how to build your home inventory checklist.
Move room by room. Many homeowners have found it easier to work through one room before moving onto the next. Grab your camera and a notepad to take pictures of each item and write down model numbers. The more detailed the inventory, the more useful it will be should you need to file a claim.
Keep it safe. Once you’ve created your inventory, you’ll want to keep it in a safe location. Ideally, you can upload the pictures to the internet and scan in your written notes. Store them in a safe and secure digital location, and email a copy of everything to yourself so that you have a backup. Store any paper documents such as notes and receipts in a safe deposit box.
Update it often. When you buy items of value or donate them, be sure you update your home inventory. Your list will only be helpful if you keep it up to date.
Consider valuable items. Precious belongings like jewelry and art often increase in value over time. If possible, take these items to an appraiser who can give you an accurate reading on the value. You may need to consider additional insurance for these items as they may exceed the coverage you currently have. Talk to your insurer for more information.
These tips can help you create a home inventory to protect your belongings. When you’re ready to secure a quality homeowners insurance policy, talk to the friendly experts at Jack Stone Insurance Agency. We serve Antioch, Brentwood, and surrounding cities in California. Contact us today to get started!