Jun 25, 2025
Does Homeowners Insurance Cover Earthquakes?Homeowners insurance is designed to protect your property against many types of damage, but one crucial event often isn’t covered: earthquakes. Earthquake insurance is a separate coverage that specifically protects your home from the damages caused by earthquakes. If you live in an area prone to...
Jun 18, 2025
7 Home Renovations That Can Impact Your Homeowners InsuranceRenovating your home is a great way to increase its value and improve your living space. However, some renovations can also impact your homeowners insurance. Specific changes to your property may require you to adjust your policy to ensure that you're fully covered in the event of damage or loss. Understanding...
May 28, 2025
Is Homeowners Insurance Included in Your Mortgage?When you buy a home, there's a lot to think about: the mortgage, the down payment, monthly payments, and insurance. You might wonder, "Does homeowners insurance come bundled with my mortgage?" The answer might surprise you. While homeowners insurance isn't automatically included in your mortgage, it...
Apr 16, 2025
Vacant Home Insurance Guide for Empty HomesHomeowners often assume their standard home insurance policy will cover their property under all circumstances. However, if a home sits vacant for an extended period, traditional policies may not provide the necessary protection. Vacant home insurance is designed for these situations, ensuring coverage...
Feb 26, 2025
Does Homeowners Insurance Cover Appliances?Homeowners insurance is a vital safeguard for your property and possessions. A common question many homeowners ask is, does homeowners insurance cover appliances? The answer varies depending on the damage type and your policy's specifics. Knowing what is covered and what is not can help you protect your...
Jan 22, 2025
Home Renovations and Insurance: What You Need to KnowHome renovations can be an exciting venture, transforming your living space into a dream home. However, before you start tearing down walls or adding new features, it's crucial to understand how these changes may affect your homeowners insurance. A common question among homeowners is: does homeowners...
May 15, 2024
How Swimming Pools Impact Your Homeowners Policy?A swimming pool can transform your backyard into a luxurious oasis, providing endless hours of enjoyment and relaxation for you and your family. However, along with the joys of pool ownership come potential risks and liabilities that can affect your homeowners insurance policy. Let's explore how swimming...
Sep 27, 2023
Does Homeowners Insurance Cover Asbestos Removal?Homeownership comes with a myriad of responsibilities and unexpected challenges. Among these challenges, asbestos removal is a topic many homeowners may have yet to consider. Asbestos, a naturally occurring mineral fiber, was once commonly used in construction materials for its fire-resistant and insulating...
Jun 17, 2021
4 DIY Mistakes That Can Affect Homeowners Insurance and How to Prevent ThemA Do-It-Yourself (DIY) project is a great way to add a personal touch to your home. These projects can be fun and less expensive than hiring a professional. Still, the slightest errors can cost you a lot of money in repairs or replacement. They might even result in an increased home insurance premium. Here's...
Apr 03, 2018
Figures Important to Your Homeowners InsuranceUnderstanding Your Home's Value and Insurance Costs You invest a lot in your home, and you spent time and funds protecting it and maintaining it. What many homeowners forget is that their homeowners insurance in Antioch, CA can help. With a bit of consideration and understanding, you can rest easy knowing...
