Most people buy life insurance because it keeps their family's finances secure when the policyholder passes away. There's no doubt about it; it's a selfless policy. Many people purchase this policy and never get to use it - but their family does. It can be hard to put money towards something that you would rather not think about, especially if finances have become tight. It may be tempting to drop life insurance and put your money towards immediate expenses, but it's smart to keep life insurance in Antioch, CA if you can. Here's why.
Life insurance prevents your spouse from having to return to work. If a surviving spouse is a stay-at-home parent, then your sudden death and loss of income could mean that he/she is forced to return to the workplace. As a result, this means that there are unplanned childcare and housekeeping costs that your spouse has to consider.
Life insurance can protect your family home. If your family is left vulnerable when you die, they could consider selling the family home to pay bills. With a life insurance policy, however, your surviving family members can have help to cover a mortgage and other outstanding debts.
Life insurance can help with tuition expenses. Life insurance isn't just for immediate costs that occur when you die. It can help your child attend college without taking on substantial student loan debt or leaving your spouse considering the large expense on all on their own. Since the tuition burden is eased with life insurance, your child gets to create a stronger financial future.
Life insurance is a worthy policy to keep. Talk to the expert insurance agents at Jack Stone Insurance Agency for a reliable life insurance policy that meets your needs and budget. Serving Brentwood, Antioch, and surrounding cities in California, contact us today. Please open our links in a new tab to continue enjoying our content!
