If you’re buying a new home this year, don’t forget to consider your credit score, the cost of closing, and home insurance in Antioch, CA.
Buying a new home is a big undertaking. That makes it perfect to do in the new year! Refreshed by the start of 2016 and energized by your resolutions, you’re in the perfect position to start shopping for a house. If you’re buying a new home in the new year, factor in your credit score, closing costs, and home insurance in Antioch, CA so you won’t be surprised by the cost!
Although it might not immediately seem like you need to think about this number when budgeting for your house, you do! A better credit score will help you get a better mortgage rate, so take the time to check your credit report before you start home shopping. If you don’t, you could end up paying much more than you thought for your financing!
It’s all too easy to forget about closing costs… until you get the bill. Closing costs include origination fees, document preparation costs, final inspections and surveys, and more. Generally, home buyers pay somewhere between 2 and 5 percent of their home’s purchase price in closing costs, so be ready!
With all of the money you’re investing in your new home, it just doesn’t make sense to leave it exposed. Make sure you budget to purchase home insurance to protect your home and the equity you’ll build in it.
Figuring out how much your home insurance in Antioch, CA will cost is easier with an agent on your side. To get an expert who can help you run the numbers, contact Jack Stone Insurance Agency. With years of experience serving California homeowners, we can help you best estimate the cost of your coverage in Antioch, Brentwood, and beyond.