What You Should Know About Non-Owner Insurance  

Don’t own a car? Believe it or not but you still might need to own an auto insurance policy. Called non-owner car insurance, this kind of coverage can be useful for many people who don’t own a vehicle but still intend to drive a car. Non-owner car insurance is designed for people who don’t own a car. It provides liability coverage when you drive someone else’s car or rental. This liability coverage then helps to pay for associated expenses if you are at fault for causing property damage or injuries to others.

Who should have non-owner car insurance?

Non-owner auto insurance coverage is ideal for people who:

  • Frequently rent cars
  • Frequently borrow other people’s cars
  • Have been convicted of a DUI
  • Car share or carpool

What does it cover?

A standard non-owner policy offers liability insurance. Depending on the policy, it may also offer medical coverage. Keep in mind that it does not include collision or comprehensive insurance. This means that you are responsible for any damage done to the vehicle. Typically, it does not cover:

  • A car you own
  • A car owned by someone in your household
  • Rental car reimbursement
  • Towing reimbursement

When it comes to protecting your journey, call the experts at Jack Stone Insurance Agency. We serve Brentwood, Antioch, and neighboring cities in California with reliable and comprehensive auto insurance policies. Open our auto insurance page in a new tab to read on!

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