Insurance resolutions that you can actually keep throughout 2017!Are you one of the 45 percent of Americans who make New Years Resolutions? If you're also part of the 73 percent of those people who give up on their resolution before meeting the goal, then we have good news for you. Instead of (or as well as) losing weight, eating clean foods, and finally quitting smoking, choose to make these insurance resolutions that are easy to keep throughout the New Year!
Create a home inventory
If there was a major disaster or theft at your home, it would be much easier to restore your home and belongings if you had a detailed list of what you own. Take the time to create (or update) your home inventory list. Especially after the gift-giving season, you'll have new belongings that hold significant value. Make sure that you store your home inventory list in a safe and secure location, such as a safe box.
Check to see if you qualify for discounts
If you're looking to save a bit of money for the New Year, you could be eligible insurance discounts. For example, insurers often offer you a discount on your homeowners insurance if you have an installed alarm system, and savings on your auto insurance if you park it in a locked garage overnight or if your teen driver gets good grades in school. Ask your insurer about the possible options!
Find and fix gaps in coverage
After making a home inventory list, go over your policy to make sure that you have coverage for all of your valuables. Most policies have limits for items such as jewelry or collectibles. If your items are valued above the standard coverage, you can schedule them on your policy to make sure that you get full replacement costs.
With easy insurance resolutions, you can focus on saving money and bettering your health with lifestyle resolutions! Contact the expert team at Jack Stone Insurance Agency to secure the right insurance policies to see you through the New Year and beyond! Serving Antioch, Brentwood, and neighboring cities in California, visit us today.
