Football season is back! Which means it is the best time to make sure that you are ready for all the fun and exciting events that are going on. One of the most important steps to take to get ready for the season is to look over your insurance policies to make sure that you have the right amount of coverage for any unfortunate situation. Make sure to check these common coverage choices for your homeowners insurance policy to ensure that you are not left uncovered in case of an accident.
- Personal liability coverage – if someone is injured while celebrating a big win at your home, the personal liability coverage option will help to provide coverage in case of a lawsuit. It will also help to cover the cost of any medical bills that are associated with the injury.
- Personal property coverage – if any of your belongings are stolen during a football party, the personal property coverage option will help to cover the cost to replace the item. If you have very expensive items in your home, such as fine art or jewelry, make sure to check with your insurance agent to ensure that those items are covered.
- Umbrella insurance – investing in an umbrella insurance will help to make sure that you have enough coverage in case of any incident. The coverage will “kick in” after all the coverage of your other policies have been exceeded to ensure that you will not be left paying out of pocket to cover the cost of any accident. It is especially helpful if you will be serving alcohol at the party.
For all of your insurance needs throughout California to ensure that you have the right amount of coverage for any situation this football season, contact the insurance professionals at Jack Stone Insurance Agency, Inc. in Brentwood.