Insurance for College Graduates
Graduation season is in full swing, and if you are donning a cap and gown this year, congratulations! While you are planning for the next step in your life, it is important to make sure that you know how to protect yourself from any peril that you may encounter with the right insurance policies. Consider these insurance policies as a recent college grad to get started on the right foot.
How All Recent College Grads Can Protect Themselves After Graduation
- Health insurance – under the Affordable Care Act, everyone is required to have a health insurance plan, as long as they can afford it. If you are under the age of 26, you can still qualify for coverage under your parent’s existing plan. However, if you are looking for your own plan, make sure to talk with your insurance agent to find out exactly how much coverage you need.
- Auto insurance – in California, you are required to have an auto insurance policy. While only liability insurance is required, you should consider investing in additional coverage options, such as collision and comprehensive to ensure that you have the right amount of protection. While more coverage options will mean a higher cost for your policy, it will also mean that you will be covered from more perils.
- Life insurance – while you are young, it may be difficult to think about being gone. However, it is inevitable, which is why a life insurance policy is so vital. The sooner you invest in a life insurance policy, the lower rates you can benefit from, and the sooner you can be confident that your loved ones will be taken care of when you are gone.
For all of your insurance coverage needs when entering into the world after graduation, contact the insurance professionals at Jack Stone Insurance Agency in Antioch, California.