The whole reason you have homeowners insurance is to protect your assets, right? Such coverage doesn't just protect you from lawsuits and an expensive home rebuild; it protects your belongings. As most homeowners know, there are a lot of things in the house that we didn't realize we had. What would happen if we lost precious belongings in a disaster? While homeowners insurance in Antioch helps, a home inventory is just as important.
A good home inventory ensures that all of your belongings are accounted for after a loss from a covered peril. When you need to file a claim with your insurer, a list of home inventory belongings details what items you lost in a disaster. In turn, this helps to speed up the insurance claims process and makes sure that your insurance takes care of everything that you lost.
¦It's just time-consuming. However, it's also vital that you do it. You'll want to take pictures of all your belongings (include the serial numbers of your devices). If you have a video camera, you can simply walk through your home and film every room for a good and simple start.
Your home inventory list can also help you when you're moving house, planning your estate, or need the information for tax purposes. To ensure the safety of your inventory document or file, always store it outside of the house in a safe location and email a digital copy of it to yourself.
Note: update it regularly so that you have your new and shiny belongings on there!
Does your homeowners insurance need a review to ensure that your home and belongings are covered? Get started on a tailored homeowners insurance policy to suit your needs and budget by contacting Jack Stone Insurance Agency, serving Antioch and Brentwood in California.
