Secure The Coverage You Need With An Umbrella Policy

When you are not using your insurance policy, it should still be serving you in the sense that it should offer you continued peace of mind. If, however, you have an active mind you may have realized that your current homeowners and auto insurance policies may not offer enough coverage in the event you cause damages above your current coverage limit. For example, if your auto insurance policy covers $500,000 in liability but you cause a multi-car accident that does $1,000,000 in damage, from where would the other $500,000 come?

If you have an umbrella insurance policy, you do not need to worry about that gap. You can secure a personal umbrella policy for $1,000,000 or more. If you are not sure how much coverage to get, consider your net worth and ask your insurance agent.

Securing an umbrella policy is relatively easy because it is a policy that works in conjunction with your existing policies. Your auto and home insurance will cover the first round of expenses, and your umbrella policy will cover the amount that remains unpaid after your original policy has capped out.

There are other additional bonuses with an umbrella policy. If, for example, you are driving a rented vehicle in a foreign country, your umbrella coverage can help with expenses should an accident occur. It can also offer you additional liability coverage on a motorcycle, motor home, golf cart, ATV, or boat.

To explore an umbrella policy and the added protection and peace of mind it can offer you and your family, contact Jack Stone Insurance Agency Inc. in Brentwood, California today. Our independent, family-owned agency is dedicated to serving you and our community. Call us today if you are looking for great service and coverage at competitive prices.